INSURANCE POLICIES Our clinic participates with Delta Dental, Medicare, most of the Blue Cross plans, as well as many of the other insurance plans. If you have questions regarding your coverage, please contact your insurance company directly. We do ask that you provide both medical and dental insurance information at the time of your visit. We will submit either your dental or medical claim for your services, depending upon the classification of your services. Please note that, although we may submit the insurance claim(s) for you, you are ultimately responsible for payment on your account. The clinic does not accept responsibility for the negotiation of insurance claims. CARE CREDIT As a service to our patients, we are pleased to offer the CareCredit card, the nation's leading patient payment program. With CareCredit you can finance 100% of your dental care and there are no upfront costs, no annual fees, and no pre-payment penalties. So, you can begin your treatment today and conveniently pay with low, monthly payments.
CareCredit offers a full range of payment plans so you can find one that works best for you. With the popular No Interest Payment Plans* there are no interest charges if you pay your balance in full within the specified time period. Monthly payments can be as low as 3% of your balance. For procedure fees from $1,000 and up, CareCredit offers 24, 36, or 48 month plan options with low monthly payments available. CareCredit can be used by the whole family for ongoing treatment without having to reapply. And by using CareCredit for your dental care, you can save your other credit cards for household or unplanned expenses. It only takes a few minutes to apply for CareCredit and you'll receive an online decision in seconds! Apply Now or see our staff for more details. * terms and conditions CREDIT POLICIES After your initial consultation with the physician and prior to your surgery, you will be scheduled for a brief meeting with a patient care specialist to discuss the charges, your insurance benefits, payment arrangements and any other questions you might have regarding billing. Initial consultation and related diagnostic procedure charges (i.e. x-rays, lab work, etc.) are due in full at the time of the consultation, unless prior arrangements have been made with our office. If you have private insurance, a down payment of 20% of your charges is required on the day of surgery. You will be billed for any additional amount after your insurance has paid. If you do not have insurance, payment in full is required on the day of your appointment. For your convenience, we accept Visa, MasterCard, Discover and American Express. If you have had a consultation regarding dental implants and would like to schedule surgery, our treatment coordinator will discuss the payment policy with you. The full cost of the consultation and any x-rays will be due at the time of your initial visit. Elective surgeries, such as cosmetic facial procedures are rarely covered by insurance plans. Account balances over 60 days old will be assessed a service charge regardless of insurance coverage. You are ultimately responsible for all account charges. If you have any questions or concerns about any of our insurance and/or credit policies, please call our business office at 651-578-0135, Option 2.
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